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Kelly Today

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Hi, I'm Kelly! I'm an Asian Australian content creator from Western Australia. I inspire others to get outside and explore the world. Join my adventures and discover my best travel & photography tips!

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📝 Part 12 of the media I consumed this week that s 📝 Part 12 of the media I consumed this week that sparked my curiosity 🙇🏻‍♀️

Here’s some media to help you be more intentional with your time — swap the doomscrolling for thoughtful articles that actually stay with you. 🌱

A roundup of what’s worth consuming when you want to learn something new and give your brain a little spark. ✨📚

💌 If this resonates, I share weekly recommendations (books, films, articles, podcasts + more) in my newsletter. You can sign up through the link in my bio.

💭 You can sign up for my newsletter to receive the full list of media featured here.

📝 Comment 'list' and I'll send you all the links for the media in this carousel.

#reading #whattoread
Unpopular choices I’ve made in my twenties that ha Unpopular choices I’ve made in my twenties that have saved me money 💸

They might not be the most exciting choices, but they’ve helped me live more intentionally, spend less impulsively, and stay on track towards financial freedom.

Small habits repeated over time often create the biggest impact, even when they don’t feel significant in the moment.

🙇🏻‍♀️ Found this helpful? Comment “list” and I’ll send you my full list of habits that have helped me save money in my twenties.

#habits #europe 

Social media often makes us feel like we need the latest clothes, gadgets, or trends to improve ourselves.

But most of the time, we already own something that works. Learning to appreciate what I have has helped me reduce unnecessary spending.

A few years ago, I started being more intentional about what I purchased. Instead of buying things because they were trending, on sale, or gave me a temporary dopamine hit, I started asking: “Do I actually need this?” It’s helped me save money and reduce impulse purchases.

🔗 I’ve shared my full low-buy guidelines on my Substack.

One of the easiest ways to improve your finances is simply knowing where your money goes.💸

Tracking my expenses helped me identify spending patterns and understand what I actually value.

💻 I personally use a combination of Google Sheets and @notionhq to track my expenses, investments, and income.

One of the biggest lessons I’ve learned is that time in the market matters more than trying to perfectly time the market. 📈

Instead of waiting for the “right” moment, I use dollar-cost averaging, investing a consistent amount regularly, regardless of whether prices are up or down.

For example, if you invested $10,000 upfront and continued investing $1,000 every month for 35 years with an average annual return of 7%, your total contributions would be $430,000. Through the power of compound growth, your portfolio could potentially grow to around $2 million over time. 💸

This example is for educational purposes only and is not a prediction of future returns. Investment returns are not guaranteed, and actual results will vary depending on market performance, fees, taxes, and other factors. Consider seek
Which place would you travel to first? 🌍 Some pla Which place would you travel to first? 🌍

Some places are worth visiting for the destination. Others are worth travelling halfway around the world for one unforgettable view or experience.

One of my favourite parts of travelling has been discovering places I never would have found if I only stuck to the typical tourist itinerary. While I still love visiting iconic destinations, I've found some of my favourite memories have come from the quieter cities, hidden viewpoints and unexpected places.

Looking back on my twenties, I'm so grateful for the experiences I've had across Europe, Asia and Australia. Every trip has reminded me just how big the world is and how much there is still left to explore.

Inspired by @jordlg.

📷 Photos edited using my Lightroom presets (linked in my bio).

#travelphotography #travel #europe 

This car-free village is known for its cliffside views and wooden chalets in Switzerland. Since cars aren’t allowed, you can reach Gimmelwald by cable car from Stechelberg or Mürren. 

You can either do this as a day trip or stay overnight. 

📍Gimmelwald in #Switzerland

This is one place I wish I spent longer at during my time in Spain.

If you’re visiting on a day trip make sure to visit early in the morning to avoid the crowds rolling in around 8:30 to 9:30 am. 

📍Girona in Spain

You can visit this place in South Korea as a day trip from Gyeongju or if you want to explore the city for longer, then stay overnight or for a couple of days.

A walkable sculpture in Hwanho Park in Korea. You can get great city views from this spot, especially at sunset or sunrise. 

Make sure to check opening hours before you visit. 

📍스페이스워크 in Pohang

Okay, I visited this place in Europe for more than just the mountains but also the hiking and adventure experiences.

This was one of my favourite places I stayed during my one-week trip in Switzerland. I used it as a base for day trips in the Jungfrau region.

📍Grindelwald in Switzerland

Would you climb 376 steps for this view?

This was worth the steps for this view in Delft in the Netherlands. Seeing the city from above at Nieuwe Kerk was one of my highlights visiting the city. It’s the second tallest chur
Consider this your acceptance letter to Hogwarts S Consider this your acceptance letter to Hogwarts School of Witchcraft and Wizardry 🦉🕯️📜

If you’ve ever wanted to experience a little bit of the wizarding world, this might be the closest thing you’ll get ✨

Set among the trees, Harry Potter: A Forbidden Forest Experience takes you along a woodland trail filled with illuminated art installations, familiar sounds from the films, and magical surprises hidden around every corner. 🌲

Along the way, you’ll spot creatures from the Harry Potter and Fantastic Beasts films, including Hippogriffs, unicorns and mischievous Nifflers. 🦄

A few things to know before you go:

✨ Tickets start from $84 (bundle options are also available).
🚶 The trail takes around 45–75 minutes to complete.
🚗 Parking is at S&R Orchard, followed by an 8–10 minute shuttle to the venue. I’d recommend allowing an extra 30–45 minutes for parking and transfers. Pre-booked parking is $16.
🗓️ Running until 16 August 2026

📍 Harry Potter: A Forbidden Forest Experience, Perth

A fun experience to add to your #bucketlist, especially if you grew up loving the Harry Potter films ✨

Thanks to @theprcollaborative for the invite. 

📷 Edited using @lightroom presets (linked in bio)

#westernaustralia #harrypotter #perth @hpforbiddenforestexperience
🙇🏻‍♀️ Part 15 of articles worth reading in your tw 🙇🏻‍♀️ Part 15 of articles worth reading in your twenties ✨

Here’s your next round of long-form reads for navigating your twenties.

💌 Enjoyed this post? I share weekly media recommendations (books, films, articles, podcasts & more) in my newsletter—link in bio if you’d like to join.

💡 Want even more? Check out my full “media to consume instead of doom-scrolling” series on my profile.

#europe #whattoread #articles

Instead of constantly turning to social media for a quick dopamine hit, try allowing yourself to be bored. While it might feel uncomfortable at first, boredom activates your brain's default mode network, which becomes more active when you're not focused on the outside world. This is the part of the brain linked to creativity, helping you connect unrelated ideas and come up with fresh solutions.

This article hit surprisingly close to home. It explores the bittersweet feeling of outgrowing an old version of yourself and accepting that some chapters of life can never be revisited. Whether it's graduating, leaving a job, moving cities, ending relationships, or simply realising you're no longer the same person you were a few years ago, growth often comes with grief.

Have you considered the cost of being replaceable?

Explores how you can stay interested in yourself simply by not just adding more but changing how you can relate to what is around you.

We often think of love as romance, but its greatest power is found in how we show up for others. Throughout life, we all rely on the care and support of those around us, whether that's family, friends, partners, or our wider community. 

Real connection comes from being fully present, listening with intention, and giving without expecting anything in return.

💭 Want the links for these articles? 

Sign up for my newsletter for the full list of articles + essays featured here.
👉🏻 Things I’ve been obsessed with lately (so far t 👉🏻 Things I’ve been obsessed with lately (so far this July)

A mix of things I’ve been consuming, learning, and celebrating this month. 💸

From books and podcasts to investing milestones and small daily rituals — a reminder that it’s normal to go through ruts, and small habits can lead to bigger growth over time.

#europe #habits 

Why it’s worth investing? 

Building wealth often looks boring at first. It’s less about making huge moves and more about consistently investing over time.

When I receive my monthly paycheck, I automatically transfer a set amount of my income into @pearlerhq to invest in ETFs and stocks.

This month, instead of letting my dividends sit in my bank account, I reinvested them into the ETFs I’m currently building.

Small amounts invested consistently can compound over time.

One reason I like using @pearlerhq is that it makes investing consistently easier.

You can set up automatic investments into selected ETFs or stocks, which helps remove the temptation to time the market or overthink every decision.

After being in a bit of a reading slump, I’ve been making my way back into the habit.

📚 My favourite read this month: Broken Country by Clare Leslie Hall

📌 Why it’s worth trying: The easiest way to rebuild a reading habit is to make reading enjoyable again.

📖 Books currently on my TBR

I’ve already read Emily Wilson’s translation of The Odyssey, but I wanted to explore different perspectives beyond the traditional heroes.

Retellings are powerful because they allow overlooked characters and perspectives to be explored. Currently on my list:

🏛️Circe by Madeline Miller - A reimagining of Circe’s myth, exploring the life, power, and struggles of the infamous witch behind the legend.

🏛️Ithaca by Claire North - Tells the story of Odysseus’ absence from Penelope’s perspective as she navigates protecting Ithaca.

🏛️ A Thousand Ships by Natalie Haynes - A collection of stories from the women of The Iliad and The Odyssey, giving voice to characters often overlooked in traditional retellings.

🏛️ The Penelopiad by Margaret Atwood - Penelope, the Queen of Ithaca, shares her perspective on her life and marriage in the afterlife.

🏛️
What happens when you ignore popular advice in you What happens when you ignore popular advice in your twenties? 👉🏻

I’ve also included some helpful resources that have helped me with financial literacy and upskilling throughout my twenties. 🙇🏻‍♀️📚

💌 If you enjoyed this post, I have a weekly newsletter sharing more tips and advice about financial literacy and navigating your twenties. You can sign up using the link in my bio.

#twenties #europe #livingabroad 

It’s more common than you think to end up in a career unrelated to what you studied at university.

Work experience is just as important, if not more important, when applying for opportunities. 

Take advantage of free and paid resources online to upskill and learn about different topics. 

If I could redo my twenties, I’d prioritise learning more about financial literacy, especially investing. Here are a few videos that I've found are helpful. 

Even while working full-time, I’ve always tried to make time for travel instead of waiting until I’m older. As a general rule, any money I earn outside of my full-time job either goes towards investing or my travel fund.

The reality is that social media has made it easier than ever to monetise your content.

I started my account in 2022, and it’s taken time to grow my platforms and develop the skills I now use to secure paid collaborations.

In the current climate, it’s becoming more common to have multiple income streams, whether that’s working multiple jobs or developing a side hustle.

Building additional income streams can give you more flexibility and reduce your reliance on a single source of income, such as a full-time job.

💸 If you want advice on developing passive income streams, I’ve written an article on my Substack sharing my own income streams and tips for getting started. 💸

The reality is that your twenties are your first decade as an adult.

It’s completely normal not to know exactly what you want to do or where you want life to take you.

Stay curious. Try different things. Learn along the way.

If you’re looking to start investing, here are some beginner-friendly books to check out. 📚

I use @pearlerhq to invest in ETFs and stocks.

I like that you can automate your investments throug
Which one surprised you the most? 👀 4 things I qu Which one surprised you the most? 👀

4 things I quietly stopped doing this year to save money — and what I do instead.

Most of these came from adopting more of an underconsumption mindset this year. If you found this helpful, a low-buy (or no-buy) approach might be worth trying too.

What’s something you’ve stopped buying this year? Tell me below 👇

#habits #underconsumption #europe 

Instead of buying books, I borrow free books and audiobooks through the @libby.app. Libby automatically syncs to my Kobo Clara eReader from @kobobooks and @kobobooks_au. 📚

I usually read about 2 to 7 books each month, so this is helping me cut costs for this hobby.

🛍️ Cutting out impulse purchases because an item is on sale can save you money. It’s been helpful in reducing these purchases by using a wishlist on @notionhq. I’ve linked my template in my bio if you want to use it. 

🙅🏻‍♀️ Take it a step further by waiting at least 7 to 30 days before buying an item. Usually, this time lets you either forget about the purchase or realise you don’t really need it. 

📖 Both apps don’t require any fees to use. But it’s saved me money in the sense that I’ve been able to monetise my Notion reading template as a digital product. I’ve linked my reading Notion tracker in my bio. 

☕️ Instead of buying a takeaway coffee or tea every time I’m at the office. I would’ve saved about $520 each year. Instead, I’d rather use this for a cheaper option to make a drink at home and bring it into the office and then use the difference for investing. 

I’ve been using @pearler to automate my monthly investments.

💵 Best advice for those who want to start investing is that you can never really time the market. Dollar cost averaging is the investing strategy I’m doing in my twenties. 

The graph is sourced from TabTrader.

Compound interest is your best friend over time. 

For example, a $500/month investment strategy over 30 years ($180,000 total contributions) could have grown an initial $1,000 investment to $823,114 based on historical market performance. 

This graph shows how consistent investing, combined with time in the market, can make a difference.

Source: Vanguard. Based on the S&P/ASX
📝 Part 10 of the media I consumed this week that s 📝 Part 10 of the media I consumed this week that sparked my curiosity 🙇🏻‍♀️

Here’s some media to help you be more intentional with your time — swap the doomscrolling for thoughtful articles that actually stay with you. 🌱

A roundup of what’s worth consuming when you want to learn something new and give your brain a little spark. ✨📚

💌 If this resonates, I share weekly recommendations (books, films, articles, podcasts + more) in my newsletter. You can sign up through the link in my bio.

💭 You can sign up for my newsletter to receive the full list of media featured here.

📝 Comment 'list' and I'll send you all the links for the media in this carousel.

#reading #whattoread #habits

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